Pay-by-mile could be your shortcut to cheaper car insurance.

Award-winning car insurance that costs less the less you drive.

Already got a policy?

The less you drive, the less you pay.

If you’re not a high mileage driver, we believe you deserve cheaper car insurance quotes. Our pay-by-mile policies are built to make driving that bit fairer.

How does it work?

It’s up to you. Either plug in our matchbox-sized Miles Tracker, or for newer cars, you can connect us directly with your car’s mileometer. It couldn’t be simpler.

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Start a policy and you’re covered by comprehensive insurance, whether you’re parked or driving. You’ll get a unique per-mile rate to cover the actual miles you drive - so you won’t need to pay for more than you’ll use.

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We send you a Miles Tracker in the post to measure the miles you drive. You can plug this under your car’s dashboard in moments.

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Download our app or use our online dashboard to automatically see the cost of your journeys and access handy driving tools and reminders.

Best Car Insurance Provider
Insurance Choice Awards 2021
Best Insurance App
Insurance Choice Awards 2020
Customer Services
Excellence Awards 2020
Claims Excellence
Awards 2019
Plain English
Awards 2018

High quality insurance that’s safe and secure.

  • Comprehensive policy, rated 'Excellent' on 
  • Underwritten by an experienced panel of insurers
  • Authorised and regulated by the Financial Conduct Authority (FCA)

Is pay-by-mile for you?

We designed our policies to save lower mileage drivers money.
If you drive under 7,000 miles a year then By Miles could be right up your street.
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Become a By Miles member and you get much more than just an insurance policy.

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